GLAD, with co-counsel Stephen Rosenfeld and Mala Rafik, won the restoration of disability insurance benefits when an insurer wrongfully terminated coverage for a client with HIV who remained too debilitated by advanced HIV and significant fatigue to work. The case was successfully settled out of court, with the insurance company agreeing to reinstate our client’s benefits, and make payment for all past, unpaid months of benefits. The case raised some of the typical issues that we see when insurers terminate long-term disability benefits for being with HIV – e.g., an insurer’s insistence on “objective” evidence when the basis for disability consists of subjective symptoms such as fatigue.